Compensation Disclosure

In compliance with the recommendation from the Financial Services Commission of Ontario, our commission structure is 12 ½% on auto and 20% on property insurance. Our income is based on commission from the sale of policies and we have strong relationships with quality insurers. This relationship is contractual for which there is contingent commission payable based on growth, profitability (loss ratio), volume, retention and increased services that we provide on behalf of each insurer. Commission is based on the entire book of business, not individual policies and is not guaranteed.

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